Fill in this information to identify your case:	Debtor 1	Click or tap here to enter text	____________________________________	First Name	Middle Name	Last Name	Debtor 2	Click or tap here to enter text	(Spouse, if filing)	_____________________________________________________	First Name	Middle Name	Last Name	United States Bankruptcy Court for the:	EASTERN _ District of __KENTUCKY_____	(State)	Case number (If known) Click or tap here to enter text

Local Form	☒	Check if this is an amended plan, and list below the sections of the plan that have been changed.	8.1
3015-1(a)

Chapter 13 Plan	12/17 (rev. 02/20)

Part 1:	Notices

To Debtors: This form sets out options that may be appropriate in some cases, but the presence of an option on the form does not indicate that the option is appropriate in your circumstances or that it is permissible in your judicial district. Plans that do not comply with local rules and judicial rulings may not be confirmable.

In the following notice to creditors, you must check each box that applies.

To Creditors: Your rights may be affected by this plan. Your claim may be reduced, modified, or eliminated.

You should read this plan carefully and discuss it with your attorney if you have one in this bankruptcy case. If you do not have an attorney, you may wish to consult one.

If you oppose the plan’s treatment of your claim or any provision of this plan, you or your attorney must file an objection to confirmation at least 7 days before the date set for the hearing on confirmation, unless otherwise ordered by the Bankruptcy Court. The Bankruptcy Court may confirm this plan without further notice if no objection to confirmation is filed. See Bankruptcy Rule 3015. In addition, you may need to file a timely proof of claim in order to be paid under any plan.

The following matters may be of particular importance. Debtors must check one box on each line to state whether or not the plan includes each of the following items. If an item is checked as “Not Included” or if both boxes are checked, the provision will be ineffective if set out later in the plan.

1.1	A limit on the amount of a secured claim, set out in Section 3.2, which may result in a partial payment or no payment at all to the secured creditor	☐ Included	☒ Not included
1.2	Avoidance of a judicial lien or nonpossessory, nonpurchase-money security interest, set out in Section 3.4	☐ Included	☒ Not included
1.3	Nonstandard provisions, set out in Part 8	☒ Included	☐ Not included

Part 8:	Nonstandard Plan Provisions

8.1 Check “None” or List Nonstandard Plan Provisions

☐ None. If “None” is checked, the rest of Part 8 need not be completed or reproduced.

Under Bankruptcy Rule 3015(c), nonstandard provisions must be set forth below. A nonstandard provision is a provision not otherwise included in the Local Form 3015-1(a) or deviating from it. Nonstandard provisions set out elsewhere in this plan are ineffective.

The following plan provisions will be effective only if there is a check in the box “Included” in § 1.3.

NONSTANDARD PROVISION REGARDING ALLOWANCE OF SECURED CLAIMS

Any creditor with a secured claim listed in the plan must have an allowed claim in order to be paid under the plan.

To have an allowed claim, a secured creditor must file a proof of claim in accordance with Bankruptcy Rule 3002, except as is setout in section 4 below.

If the plan lists a claim as a secured claim and the creditor files a proof of claim under Bankruptcy Rule 3002 as unsecured, the claim will be treated as unsecured, the filing of such a claim will be treated as a waiver of the security interest by the creditor.

If a creditor with a listed secured claim fails to file a proof of claim before the deadline under Bankruptcy Rule 3002(c), the debtor(s) may file a proof of claim on behalf of the creditor pursuant to Bankruptcy Rule 3004, subject to the following:

If the debtor(s) choose to file a proof of claim on behalf of a creditor, the debtor(s) and counsel shall use their best efforts to file such claim(s) before the deadline under Bankruptcy Rule 3004.

A proof of claim filed by the debtor(s) under Bankruptcy Rule 3004 will nevertheless be timely as to any secured portion of the claim if it is filed no later than 14 days after the trustee files a Notice of Allowance of Claims.

Unless otherwise ordered by the court, the amounts listed for secured claims in the plan control over the amounts listed in any proof of claim filed by the debtor(s) under Bankruptcy Rule 3004.

Confirmation of the plan does not constitute allowance of claims. The trustee and the debtor(s) retain their rights to object to the allowance of any claim.

Part 9:	Signature(s):

9.1 Signatures of Debtor(s) and Debtor(s)’ Attorney

The Debtor(s) and attorney for the Debtor(s), if any, must sign below.

X /s/ Debtor 1 electronic or written signature. Signature of Debtor 1	X /s/ Debtor 2 electronic or written signature. Signature of Debtor 2
Executed on Click or tap here to enter date. MM / DD / YYYY	Executed on Click or tap here to enter date. MM / DD / YYYY
X /s/ Attorney electronic signature. Insert attorney’s address, phone, email . _________________________________________ Signature and Address of Attorney for Debtor(s)	Date Click or tap here to enter date. MM / DD / YYYY

By filing this document, the Debtor(s), if not represented by an attorney, or the Attorney for Debtor(s) also certify(ies) that the wording and order of the provisions in this Chapter 13 plan are identical to those contained in Local Form 3015-1(a), other than any nonstandard provisions included in Part 8.